• Co-operative Banks Act, 2007 (Act No. 40 of 2007)
    • Notice No. 737 of 2008
    • Act
    • Chapter I : Definitions, Purpose and Application of Act
      • 1. Definitions
      • 1A. Relationship between Act and Financial Sector Regulation Act
      • 1B. Regulatory instruments
      • 2. Purpose of Act
      • 3. Application of Act
      • 4. Application of Co-operatives Act
      • 5. Types of co-operative banks
    • Chapter II : Registration, Constitution, Functions, Management and Auditor of Co-operative Bank
      • Part 1 : Application to register, name, and fit and proper requirement
        • 6. Application for registration as co-operative bank
        • 7. Requirements for registration
        • 8. Registration of co-operative bank
        • 9. Fit and proper person
        • 10. Name of co-operative bank
        • 11. Suspension of registration or de-registration
        • 12. Repayment of deposits on de-registration or lapsing of registration
      • Part 2 : Constitution and functions of co-operative bank
        • 13. Constitution of co-operative bank and amendment to constitution
        • 14. Banking services provided by co-operative bank
        • 15. General functions of co-operative bank
      • Part 3 : Management of co-operative bank
        • 16. Duties of directors and officers of co-operative bank
        • 17. Details of directors and officers of co-operative bank
      • Part 4 : Auditor of co-operative bank
        • 18. Functions of auditor in relation to Authority
        • 19. Submission of documents to Authority
    • Chapter III : Prudential Requirements and Large Exposures
      • 20. Prudential requirements of co-operative bank
      • 21. Inability to meet or maintain prudential requirements
      • 22. Reporting on prudential requirements
      • 23. Large exposures of co-operative bank
    • Chapter IV : Deposit Insurance Fund
      • 24. [Repealed] Deposit insurance obligations of co-operative bank
      • 25. [Repealed] Establishment of Co-operative Banks Deposit Insurance Fund
      • 26. [Repealed] Control of Co-operative Banks Deposit Insurance Fund
    • Chapter V : Amalgamation, Division, Conversion, Transfer, Judicial Management and Winding-Up of Co-operative Banks
      • 27. Prohibited transactions
      • 28. Conversion of primary savings co-operative bank
      • 29. Amalgamation or division of or transfer by co-operative bank
      • 30. [Repealed] Winding-up or judicial management of co-operative bank
      • 30A. Co-operative Banks as designated institutions in terms of Financial Sector Regulation Act, 2017
    • Chapter VI : Representative Bodies
      • 31. Application for registration as representative body
      • 32. Requirements for registration
      • 33. Registration of representative body
      • 34. Requirements for continued registration
      • 35. Cancellation or suspension of registration
    • Chapter VII : Support Organisations
      • 36. Application for accreditation as support organisation
      • 37. Requirements for accreditation
      • 38. Accreditation of support organisation
      • 39. Requirements for continued accreditation
      • 40. Cancellation or suspension of accreditation
    • Chapter VIIA : Co-Operative Financial Institutions
      • 40A. Application for registration as co-operative financial institution
      • 40B. Requirements for registration
      • 40C. Registration of co-operative financial institution
      • 40D. Suspension of registration or de-registration
      • 40E. Repayment of deposits on de-registration or lapsing of registration
      • 40F. Winding-up or judicial management of co-operative financial institution
    • Chapter VIII : Administration of Act
      • 41. [Repealed] Supervisor of co-operative banks
      • 42. [Repealed] Co-operation and co-ordination between supervisors
      • 43. [Repealed] Deputy co-operative bank supervisors
      • 44. Delegation and assignment
      • 45. General powers and functions of supervisor
      • 46. Power to make standards
      • 47. Inspections
      • 48. Directives
      • 49. Administrative penalties
      • 50. Information and reports
      • 51. Records and register of co-operative banks
      • 52. Reporting
      • 53. Relationship with other regulatory authorities
    • Chapter IX : Co-Operative Banks Development Agency
      • Part 1 : Establishment, legal status, functions and powers of Agency
        • 54. Establishment and legal status
        • 55. General functions
        • 56. General powers
        • 57. Power to make rules
      • Part 2 : Governance of Agency
        • 58. Appointment of board members of Agency
        • 59. Term of office of members of Agency
        • 60. Disqualification from membership and vacation of office
        • 61. Chairperson and deputy chairperson
        • 62. Meetings
        • 63. Decisions
        • 64. Duties of members
        • 65. Managing director
        • 66. Delegations
        • 67. Establishment of committees
      • Part 3 : Funding and financial management of Agency
        • 68. Funding
        • 69. Annual budget and strategic plan
        • 70. Financial management, financial statements and annual report
      • Part 4 : National government oversight and executive authority
        • 71. Executive authority
        • 72. Ministerial representatives
        • 73. Investigations
        • 74. Information
    • Chapter X : Appeals and Appeal Board
      • 75. [Repealed] Appeal against decision of supervisor
      • 76. [Repealed] Establishment and composition of appeal board
    • Chapter XI : Offences and Penalties
      • 77. Unlawful use of word "co-operative bank", "co-operative financial institution" or unlawful conduct of business of co-operative bank or co-operative financial institution
      • 78. Untrue information in connection with applications
      • 79. Criminal liability of director, managing director, executive officer and other persons
      • 80. General offences
      • 81. Penalties
    • Chapter XII : General Provisions
      • 82. Fair administrative action
      • 83. Certification of documents
      • 84. Access to records, register and other documentation
      • 85. Indemnity
      • 86. Regulations
      • 87. Powers of Minister
      • 88. Civil liability of director or managing director
      • 89. Exemptions
      • 90. Amendment of laws
      • 91. Transitional provisions
      • 92. Short title and commencement
    • Schedule
      • Laws Amended (Sec 90)
  • Regulations
    • Regulations in terms of Section 86
      • Notice No. R. 712 of 2009
      • Part 1 : Definitions and interpretation
      • Part 2 : Constitution of co-operative bank [Section 13]
      • Part 3 : Banking services provided by co-operative bank [Section 14]
      • Part 4 : Prudential requirements of co-operative bank [Section 20]
      • Part 5 : Large exposures of co-operative bank [Section 23]
      • Part 6 : Administrative penalties [Section 49]
      • Part 7 : Reporting [Section 52]
      • Part 8 : Register of co-operative banks [Section 51]
      • Part 9 : Code of conduct [Section 86(1)(a)]
      • Part 10 : Appeals [Section 75]
      • Part 11 : General
      • Annexure A : Notice of Appeal [Section 75(1)]
  • Notices
    • Exemption of Co-operative Banks Act in terms of Section 89 of Co-operative Banks Act, 2007
      • Notice No. 4899 of 2024
  • Rules
    • Rules for Representative Bodies and Support Organisations
      • Notice No. 72 of 2015
      • Power to make Rules
      • Chapter 1 : General Information
        • 1. Definitions and interpretation
        • 2. Communication and submission of information
        • 3. Fees payable and cost relating to submission of additional information
        • 4. Manner of payment
        • 5. Guidance Notes
      • Chapter 2 : Representative Bodies
        • 5. Registration of Representative Body
        • 6. Certificate of registration as Representative Body
        • 7. Requirements for continued registration
      • Chapter 3 : Support Organisations
        • 8. Registration of support organisation
        • 9. Certificate of registration as support organisation
        • 10. Requirements for continued accreditation
      • Schedules
        • Schedule 1 : Fees payable
        • Schedule 2 : Forms
          • Part A : Representative Bodies
            • Form-RBF1
            • Form-RBF2
          • Part C : Support Organisations
            • Form-SOF1
            • Form-SOF2