Employment of Educators Act, 1998 (Act No. 76 of 1998)

Regulations

Regulations regarding the Terms and Conditions of Employment of Education

Chapter 4 : Medical Assistance, State Housing, Subsistence Allowance, Official Journeys and Transport, House Owner Allowance, Service Bonus, Long Service Recognition and Resettlement Expenditure

79. Recognition of further or increased registered mortgages

(1)	Subject to the provisions of regulation 75(1) and (2), an educator shall come into consideration for an increased monthly allowance whenever he or she negotiates a further or an increased registered mortgage and utilises the funds thus obtained—

(a)	to bring about any immovable improvement or alteration to the dwelling which is occupied by him or her or to the premises on which it is situated; or

(b)	for the redemption of a private loan which was obtained to purchase or to construct the dwelling or to improve or after it as contemplated in paragraph (a).

(2)

If a further or increased registered mortage is utilised for immovable improvements or alterations, it shall be acknowledged for the purpose of allowances at the earliest from the date on which the said improvements or alterations were completed: Provided that the employer may approve that completed parts of such improvements or alterations be taken into account for the purpose of allowances.

(3)

The fact that the registered mortgage debt of an educator on his or her dwelling is to be redeemed within a few months of that the registered mortgage debt which he or she had on his or her dwelling was redeemed in full (in other words the mortgage is cancelled), does not mean that subregulation (1) is not applicable to him or her and such an educator can still obtain a further registered mortgage loan on his or her dwelling and if all the qualifying requirements are met, be paid an allowance in respect thereof.