[Section 15(1)(a) amended by section 189 of Act No. 45 of 2013]
| (b) | The code must, after consultation, be published by notice in the Gazette, and, on any such publication, becomes binding on all authorised financial services providers and representatives referred to therein. |
| (a) | Different codes of conduct may be so drafted in respect of the rendering of a financial service to different categories of clients and of different categories of authorised financial services providers and their operations in different sectors of the financial services industry, and different categories of representatives . |
| (b) | A code of conduct must be drafted for the rendering of a financial service in respect of a deposit referred to in paragraph (f) of the definition of "financial product" in section 1(1) with a term not exceeding 12 months by a provider which is a bank as defined in the Banks Act, 1990 (Act No. 94 of 1990), a mutual bank as defined in the Mutual Banks Act, 1993 (Act No. 124 of 1993), or a co-operative bank as defined in the Co-operative Banks Act, 2007 (Act No. 40 of 2007). |
| (3) | Such codes of conduct may from time to time be amended or replaced in accordance with the procedure set out in subsection (1). |
