means the rules of a medical scheme and include—
| a) | the provisions of the law, charter, deed of settlement, memorandum of association or other document by which the medical scheme is constituted; |
| b) | the articles of association or other rules for the conduct of the business of the medical scheme; and |
| c) | the provisions relating to the benefits which may be granted by and the contributions which may become payable to the medical scheme. |