National Credit Act, 2005 (Act No. 34 of 2005)Chapter 6 : Collection, Repayment, Surrender and Debt EnforcementPart C : Debt enforcement by repossession or judgment133. Prohibited collection and enforcement practices |
| (1) | A credit provider must not— |
| (a) | make use of any document, number or instrument referred to in section 90(2)(l) when collecting on or enforcing a credit agreement; or |
| (b) | direct or permit any other person to do anything contemplated in this subsection on behalf, or as an agent, of the credit provider. |
| (2) | When collecting money owed by a consumer under a credit agreement or when seeking to enforce a credit agreement, a credit provider must not use or rely on, or permit any person to use or rely on, any document, instrument or contract provision referred to in section 90(2)(l). |
| (3) | A person who contravenes this section is guilty of an offence. |