National Credit Act, 2005 |
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National Credit Act, 2005 |
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To promote a fair and non-discriminatory marketplace for access to consumer credit and for that purpose to provide for the general regulation of consumer credit and improved standards of consumer information.
Last update: August 2019
Copyright: This Act reproduced under Government Printers Copyright Authority 10154 dated 20 March 1996
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The Protection of Personal Information Act, 2013 (Act No. 4 of 2013), Schedule: Laws Amended by Section 10 has updated and made amendments to:
Public Protector Act 1994
Promotion of Access to Information Act, 2000
Electronic Communications and Transactions Act, 2002 and
National Credit Act, 2005,
as per Notice No. 912, dated 26 November 2013.
The National Credit Act, 2005 (Act No. 34 of 2005) amended by section 30 of Notice No. 1081, Government Gazette 42649 dated 19 August 2019.
The National Credit Act, 2005 (Act No. 34 of 2005) Notices, Guideline for the Submission of Credit Information in terms of Regulation 19(13) of the National Credit Act, 34 of 2005, as amended as per Notice No. 873 of GG 41224 dated 3 November 2017.
The National Credit Act, 2005 (Act No. 34 of 2005) has been amended by National Credit Regulations Including Affordability Assessment Regulations, Government Gazette 38557, Notice No. R. 202, dated 13 March 2015.
The National Credit Act, 2005 (Act No. 34 of 2005) has been amended by Commencement of the National Credit Amendment Act, 2014 (Act No. 19 of 2014), Government Gazette 38557, Notice No. R. 10 of 2015, dated 13 March 2015.
The National Credit Act, 2005 (Act No. 34 of 2005) has been amended by National Credit Amendment Act, 2014, (Act No. 19 of 2014), Government Gazette 37665, Notice No. 389, dated 19 May 2014.
The National Credit Act, 2005 (Act No. 34 of 2005) has been amended by Government Gazette 37386, Notice No. R. 144, Removal of Adverse Consumer Credit Information and Information Relating to Paid Up Judgments, dated 26 February 2014.
The National Credit Act, 2005 (Act No. 34 of 2005) has been amended by Government Gazette 35327, Notice No. R. 362, Debt Counselling Regulations 2012, dated 10 May 2012.
The Act has been updated by as Amendment to the Regulations – Notice No. R. 604, printed in Government Gazette No. 30713.
The National Credit Act No. 34 of 2005 as published in Government Gazette No. 28619 dated 15 March 2006 is now added, as well as :
National Credit Regulations, 2006 (GG 28864) dated 31 May 2006;
Notice No. 713 of 2006 – Determination of Thresholds- (GG 28893) dated 1 June 2006;
Regulations relating to Free Credit Records (GG 29245) dated 21 September 2006;
Regulations relating to consumer credit information (GG 29442) dated 30 November 2006; and
Rules for the conduct of matters before the National Consumer Tribunal (GG 30225) dated 28 August 2007.