Notices > Directive for conduct within the national payment system in respect of domestic card transactions

3.1	This directive provides for the issuing, acquiring and acceptance of cards as well as the conduct of card issuers, card acquirers and merchants in respect of card transactions within South Africa, also referred to as "domestic card transactions" (as defined above).

3.2	The directive aims to level the playing field for all card issuers, card acquirers and merchants, providing card issuing, acquiring and acceptance services respectively relating to domestic card transactions.

3.3	The directive further aims to ensure that card issuers, card acquirers and merchants do not introduce risk into the NPS. The provision of card issuing, acquiring and acceptance services for all domestic card transactions should also adhere to all applicable South African laws.

South African Reserve Bank Act, 1989 (Act No. 90 of 1989)