moneylender

 

means--

a)any person who is granting or has granted a loan of a sum of money to a prospective borrower or to a borrower in terms of a money lending transaction;
b)any person to whom, whether by delegation, cession or otherwise, the rights or the rights and obligations of a moneylender in respect of a money lending transaction have passed;
c)the holder of an instrument of debt executed in respect of a money lending transaction;
d)any manager.